Get $2K-$1M* Final Expense Coverage

Rates Starting from $6.28/mo.**

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Final expense plans from top-rated carriers.

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What Is Final Expense Coverage?

Get temporary or permanent life coverage.

We focus on getting you approved for permanent coverage with an immediate benefit with no waiting period.

Term coverage is also available.

3 types of whole life coverage available:

Simplified Issue

Immediate benefit, no waiting period

Graded

Gradual coverage over 2-years

Guaranteed Issue

2-year waiting period, no health questions

Final Expense Coverage Plans

Rates starting from

$6.28/mo.*

  • Coverage from $2,000-$1M

  • No medical exam required for most plans

  • Premiums will never increase
  • Benefits will never decrease

  • Policy won’t be canceled as long as premiums are paid and there has been no misrepresentation

*rate based on $2,000 whole life coverage for female, age 50, Ohio, no significant health conditions

What is final expense insurance?

Final expense insurance is a type of whole life insurance that helps pay for your funeral, burial, or other end-of-life costs. It’s simple and provides financial protection & peace of mind for you and your family.

How is whole life different from term life insurance?

Whole life insurance lasts your entire life and never expires as long as you pay your premiums.

Term life insurance only lasts for a set time, like 10 or 20 years, and stops if you outlive the term.

How much coverage do I need?

Funerals can cost $7,000 to $12,000 or more on average, and up to $25,000. A typical policy covers $10,000 to $20,000 to help with these costs and any other bills. Amounts up to $50,000 are available for whole life. Amounts up to $1M are available for term coverage (depending on age and other factors).

Can the benefit be used for anything?

Yes, your family can use the benefit for anything they need, like medical bills, debts, or daily expenses, not strictly burial expenses.

Will my payments ever go up?

No, your monthly payments stay the same forever. Your policy also won’t be canceled as long as you pay on time.

Chris Dolland

Senior Benefits Consultant Licensed Agent

Get your quote – then you decide.

No pressure, no obligation!

Expert Help, Hassle-Free

Chris was great

“Chris is very personable & easy to work with!”

– Elizabeth W., Georgia 

Recommended

“When the time comes, I will get my second policy with Chris. He made the process easy and stress-free, and I know I can trust him to find me the best coverage.”
-Eugene W., Wisconsin

Found coverage

Chris explained everything clearly and helped me find a plan that fit my budget. 

-Rodger L., Florida

Empowering Seniors With Valuable Resources

  • Happy Grandparents

    Final Expense Whole Life vs. Term Insurance: What’s the Difference?

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